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Galveston College Human Resources

Employee Benefits

Medical

A comprehensive health insurance program is provided through ERS. The State/College will pay 100% of the insurance premiums for a full-time employee and 50% of the premiums for dependent coverage. There will be a 60-day waiting period beginning on the first day of the month after the month the employee is hired before the employee may enroll in the health insurance program. New employees transferring from another state institution are exempt from this waiting period.

ERS  800-275-4377
Health Select  866-336-9371
KelseyCare 844-515-4877
Vision  877-426-9300
Consumer Directed HealthSelect 866-336-9371
OptumRX 866-336-9371

Dental

Dental insurance is available for benefit eligible employees and begins on the first day of employment.  Eligible employees may select the Dental HMO or the State of Texas Dental Choice Plan or the State of Texas Dental Discount Plan.  The College will pay 100% of the Dental HMO insurance premium for the full-time employee only.  The employee pays 100% of the premiums for all eligible dependents in either plan and the remaining employee premium of the Dental Choice Plan.

Dental HMO 877-377-0987
State of Texas Dental Choice Plan 877-377-0987
State of Texas Dental Discount Plan  844-377-3368

Group Life Insurance

Galveston College provides, without charge, group life insurance coverage in the amount equal to two (2) times the annual salary for the employee. Additional life insurance may be purchased at the employee’s expense with Evidence of Insurability (EOI).

Life Insurance
Optional Term Life
Voluntary Accidental Death and Dismemberment (AD&D)
Dependent Life 

Long-Term and Short-Term Disability

Through long-term and short-term disability insurance coverage programs, eligible employees may receive a portion of their monthly income if they become disabled, are unable to work, and exhaust all sick leave benefits.  This coverage is available to eligible employees only during the first 31 days of employment without going through the Evidence of Insurability (EOI) process.

Long Term Disability Insurance
Short Term Disability Insurance

Employee Assistance Program

The College offers an Employee Assistance Program that provides free confidential short-term counseling for full-time employees and their immediate family. Mental health, financial and legal counseling sessions are available 24 hours per day, 7 days a week at no charge to the employee. Simply call Interface EAP at 1-800-324-4327.  Se habla Espanol 1-800-324-2490.

Employee Assistance Program

Flexible Spending Accounts

The College participates in a Section 125 Flexible Health Care and Dependent Care Program through ERS. Upon employment, the employee may enter into a written agreement with the College and ERS that a pre-tax payroll deduction be made to fund a Health Care Spending and/or Dependent Care Spending Account. The employee may use the tax-free money from these accounts to pay for eligible health expenses not reimbursed under the employee’s medical and dental plans, or to pay for eligible child care expenses. The process of entering into a written agreement needs to be repeated prior to September 1 for each subsequent calendar year in which an employee wishes to fund such accounts.  More information can be found on the TexFlex Website.

Credit Union

Galveston College employees are eligible for membership in the The University Federal Credit Union and/or the Associated Credit Union of Texas.

Retirement

All eligible employees are enrolled in either the Texas Teachers Retirement System (TRS) or Optional Retirement Plan (ORP). TRS is a defined benefit plan administered by the Teachers Retirement System of the State of Texas. ORP is a defined contribution plan administered by applicable vendors and legislated by the Texas Higher Education Coordinating Board. Only full-time faculty, administrators and professional/technical staff are eligible to participate in ORP (ORP Eligible Positions).

Please be aware, one of the conditions to be eligible for retiree health insurance for ORP participants is to retain funds in their Galveston College ORP account.

Before you choose your retirement plan, please read:
Overview of ORP and TRS 
Teacher Retirement System of Texas
Optional Retirement Program
ORP Plan Information
Approved Elective 403(b) and 457(b) Providers

If you are planning to retire soon, please read:
Pre-Retirement Package for ORP Participants
Pre-Retirement Package for TRS Participants
My Retirement Outlook Tool

Voluntary Tax Deferred Programs

Employees may elect to participate in a voluntary Tax-Deferred Program by purchasing deferred annuity contracts or custodial accounts from a College approved vendor. Such custodial accounts or annuity contracts are acquired under 16 Section 403(B) and 457(b) of the Internal Revenue Code. Employees electing to contribute an amount to purchase a tax deferred annuity contract or custodial account will sign a salary reduction agreement, which will be effective only for contributions made.

403(b) and 457 (b) Plan Information
Approved Elective 403(b) and 457(b) Providers
Video Introduction to Voluntary Tax Deferred Programs

ORP Plan documents approved by the Galveston College Board of Regents:
Galveston College ORP 403b Resolution